Space Insurance & Risk Assessment

Covers the satellite and launch vehicle during manufacturing, transport to launch site, integration, testing, and fueling operations.

The highest-risk phase. Covers from intentional ignition of the launch vehicle through separation, orbit injection, and early on-orbit commissioning (typically 180 days).

Covers the satellite during its operational lifetime after successful commissioning. Usually renewed annually with rates adjusted based on satellite health telemetry.

Covers legal liability for damage caused to third parties on the ground, in the air, or in space. Required by most national licensing authorities before launch approval.

Under the 1972 Liability Convention (and 1967 Outer Space Treaty), the launching state bears international liability for damage caused by space objects. Governments may require operators to indemnify the state.